http://mybuckblog.com Money Making and Personal Finance Sun, 24 Feb 2008 04:39:52 +0000 http://backend.userland.com/rss092 en It is a good question. It depends on what lifestyle do you live. For me, I would like to live the same way I live today during my retirement. For example, if I make $100K a year and were to retire today, my investment better generate $100K for me each ... http://mybuckblog.com/2008/02/23/how-much-money-is-enough-to-retire/ After you graduated from school, you think that there is no more testing or exams? Wrong! Whether you are at work, in the mall or on a vacation, you are always being assessed. Why do I say so? Well… there is one thing called “FICO” score. What the hell is it? It ... http://mybuckblog.com/2008/02/23/you-paid-300k-too-much-on-your-mortgage/ 64 = 65 hmmm... how does that happen? http://mybuckblog.com/2008/02/23/less-is-more/ Several years ago, I heard of "the rule of 72". If you haven't heard about it, you are probably not a great investor. Basically, it is a method for estimating the time it takes for an investment to double. For example, if your investment appreciate 6% a year, it takes approximately 12 ... http://mybuckblog.com/2008/02/23/the-rule-of-72/ It's a 'dog eat dog' world. Competition is keen. In order to win, people tends to take a lot of risk. However, greed clouds people's mind. They may take on too much risk and at the end lose every thing. In my early years of investing, I don't know how to control ... http://mybuckblog.com/2008/02/22/dont-lose-your-shirt/ Several days ago, i wrote about screening for stock using the following criteria: Price/Book ratio < 1.0 Return on equity > 10% EPS growth for next 5 years > 10% Debt to capital ratio < 25% Market cap > 2 billion Someone asked my how do I come up with these... Price/Book ratio: this compares the stock ... http://mybuckblog.com/2008/02/22/5-tips-to-identify-bargain-stocks/ Here is how I 'run my own *credit card company*' and charge people for 11.5% on personal loans. Good track record: Someone mentioned about Prosper.com to me last year. It is startup creating people-to-people lending marketplace. Chris Larsen is the co-founder and CEO of the company. Prior to Prosper.com, he founded ... http://mybuckblog.com/2008/02/20/running-your-own-credit-card-company/ Wow! I wrote a few posts about stock picking last night. In just a few hours, someone found the postings by searching keywords like 'stock market' , 'etf' and etc. Looks like writing blog is a good way to get the website known by other people. I feel like learning ... http://mybuckblog.com/2008/02/18/get-on-google-in-less-than-24-hours/ Looking for stocks to add to my virtual portfolio. After reading books about value investing and technical analysis, I found that both camps have their points. Let me wear my 'value investing' hat.... just did a screen as follows: Price/Book ratio < 1.0 Return on equity > 10% EPS growth for next 5 ... http://mybuckblog.com/2008/02/17/5-companies-to-analyze/ Since I started stock investment game (MyBuckBlog.com Money Race) on MarketWatch.com on Feb 4th, my portfolio gained 0.4%. During the same period, S&P 500 index dropped by 2.2%. I am beating the market by 2.6% so far. Currently, my portfolio includes 2 long positions (Symbol: GOOG and CDS) and one short ... http://mybuckblog.com/2008/02/17/beat-the-stock-market/